| Auto |
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Auto/Homeowners Discount - A
discount for Homeowners and Renters may be applied to the homeowners
policy provided the named insured or spouse is also the named
insured under a Farmers Auto Policy. |
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Auto/Life Discount - The discount applies
provided a member of the household is also the owner of Term,
Whole Life, Universal Life or Variable Universal Life policy
with a face amount of $50,000 or greater issued by Farmers Life.
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Two or More Automobile Discount - The Two
or More Car Discount shall be applied to two or more private
passenger automobiles which are kept at the same location and
owned (or leased on a long term basis) by: An individual
or husband and wife or a parent, grandparent, son, daughter,
son-in-law, daughter-in-law, brother, sister or grandchild
of either who is a resident of the same household.
A corporation, partnership, or association if the automobile
is not rated for business use.
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Good Student Discount - All single owners
and operators under 25 years of age, whose use of the automobile
affects the rates charged, must be full-time students in high
school, or enrolled as full-time students in academic courses
in a college or university. Each student must be in the upper
20% of the academic standing of his or her class, have a grade
average of “B” or its equivalent, in schools that
maintain a system referred to as a “Dean’s List”,
“Honor Roll”, or comparable designation, the student
shall have attained such designation of academic standing. |
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Driver Training Discount - where the company
is presented with satisfactory evidence that every male operator
of the automobile age 25 and under, resident in the household
of the named insured has successfully completed a driver training
course, in a high school or recognized educational institution
of secondary or higher status. |
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Academic Achievement - Texas drivers under
the age of twenty-five who maintain a 'B' grade average (or
equivalent) may receive a discount on their auto insurance premiums
subject to annual requlification. |
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Passive Restraint Discount - The discount
is available on Medical coverage. To qualify, the automobile
must be equipped with a factory-installed air bag or other passive
restraint system that meets Federal Safety Standards. |
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Anti-Theft Discount - Applicable to Comprehensive
Coverage, the discount is available for passenger cars equipped
with certain anti-theft devices. |
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Prior Insurance Discount - Insureds in Mid-Century
who have been continuously insured by any insurance carrier
over the prior six months qualify. |
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Youth Education and Safety Discount - The
Y.E.S. Program offers two discount options for youthful drivers
in the Mid-Century Company--the Y.E.S. Premier and Y.E.S. Standard
Youthful Driver Discount plans. Apply to any youth under the
age of 25. The youth must live with their parents or guardians,
unless attending and residing at a college/university. No citations
or accidents for the youthful driver in the past 36 months or
for the length of time driving, whichever is shorter. The youthful
driver must successfully complete a video/workbook program covering
issues on insurance economics and driving safety. |
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Drug and Alcohol Awareness - Drivers who
successfully complete an approved drug and alcohol awareness
training course are eligible for discounts on their auto insurance
premiums. Check with your local Farmers Agent for course eligibilty.
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| Homeowners |
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Auto/Homeowners Discount - A discount may
be applied to the auto policy provided the named insured or
spouse is also the named insured under a Farmers homeowners
or renters policy. |
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Non-Smoker Discount - Applies when all resident
members of the household have not smoked tobacco products in
the past 2 years. |
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Protective Devices Discount - This discount
applies when the insured maintains specified protection devices. |
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New Homes/Home Renovation Discount - Homes
constructed during the current calendar year and the last 7-9
calendar years (depending on State) are acceptable for this
discount. Homes which have been renovated are also acceptable
for this discount provided the specified work has been completed
by a qualified (licensed where required) contractor and the
appropriate documentation submitted. |
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Age 50 Plus Discount - This discount applies
if the oldest named insured is age 50 or older. |
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Roof Surfacing Discount - “A discount
may apply if the roof surface of the insured home is manufactured
with certain hail-warranted materials. See your agent for more
information.” |
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Claim Free Credit - This credit is based
on the number of claims-free years with Farmers. |
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Automatic Sprinkler - This discount is available
for homes with a current Residential Fire Protection Sprinkler
System Certificate. |
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Burglar Alarm - Homes with burglar alarms
reporting to a police department or private security company
central station qualify for premium discounts. |
| Texas Dwelling Policy |
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New Homes/Home Renovation Discount - Homes
constructed during the current calendar year and the last 7-9
calendar years (depending on State) are acceptable for this
discount. Homes which have been renovated are also acceptable
for this discount provided the specified work has been completed
by a qualified (licensed where required) contractor and the
appropriate documentation submitted. |
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Auto/Homeowners Discount - A discount may
be applied to the auto policy provided the named insured or
spouse is also the named insured under a Farmers homeowners
or renters policy. |
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Claim Free Credit - This credit is based
on the number of claims-free years with Farmers. |
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Roof Surfacing Discount - “A discount
may apply if the roof surface of the insured home is manufactured
with certain hail-warranted materials. See your agent for more
information.” |
